There are a couple of things to look out for in a potential provider and when considering cover options. Here are our top picks for you:
- Establish that the policy is unwritten by a registered insurer, for example, we are underwritten by Guardrisk;
- Have a look at the price of the cover, and make sure it is clearly linked to the specific benefit amount;
- Don’t get caught up by marketing tricks;
- Know the waiting periods (we offer immediate cover for accidental, 4 month waiting period on natural death for immediate family members, and 6 months for extended family members). Read more about our waiting periods.
