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Funeral Cover Explained

We give you the lowdown of our funeral cover offering.

What is funeral cover?

What is the difference between funeral cover and life cover? Funeral Cover is there to take care of the immediate...

How does funeral cover work?

Funeral cover is a type of life insurance policy that pays out a once-off cash amount when you (or a...

What are the benefits of funeral insurance?

Funeral cover offers some unique benefits that can assist you and your loved ones in their time of need.

Does funeral cover pay out cash?

It’s a legal requirement that a claimant must be able to choose between cash or benefits (such as a coffin,...

What is the maximum amount of Funeral Cover I can have?

You can have policies with different insurers, with up to R100 000 of cover per insurer. You are also allowed to...

What happens if the funeral expenses exceed the cover amount on my policy?

It will be up to the family to pay the shortfall if there is any. It is important to have...

Are there any restrictions on how I can use my funeral insurance benefits?

Although the intention of the policy is to cater for the immediate needs associated with a funeral, the claim recipient...

Can I purchase funeral insurance in addition to other types of life cover?

Absolutely, funeral insurance stands alone from life insurance for example. It also pays out a lot quicker with a lot...

Who can apply for funeral insurance?

Any South African resident can apply for ZAZU Life funeral cover. The policyholder must be between 18-65 years of age...

Who can I cover with my funeral policy?

ZAZU Life funeral plans are designed to provide cover for the BIGGG family. That means you can provide funeral cover...

Why is funeral cover more expensive if you are older?

Cover is generally more expensive for older people because of the increased risk associated with age. However, because funeral cover...

Are there any age limits on ZAZU Life’s cover? 

While we love people of all ages, there are some limits on how old a policyholder and any dependants may...

Applying for ZAZU Life Funeral Cover

How do I apply for cover? Good choice! You are one step closer to getting yourself, and your loved ones,...

What is a beneficiary?

Why do I need a beneficiary? The policy beneficiary is the person who receives payment of a valid claim. Usually,...

When am I not covered?

ZAZU Life funeral cover provides financial protection for policyholders and their families in the event of death. However, there are...

Waiting periods simplified

Funeral cover claim waiting periods We cover you immediately, from your first payment, because we understand accidents happen. Some types...

Are there times when the waiting period can be waived?

Waiting periods, in some cases, can be waived. Here are a few scenarios to explain this: We will require proof...

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ZAZU Life (Pty) Ltd. FSP 5070. Registration No 2017/516074/07

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Policies are underwritten by Assupol Life Limited, an insurer licensed to conduct life insurance business. Authorised FSP No 53.

Historical policies underwritten by Guardrisk Life Limited, an authorised financial services provider (FSP No 76) and a licensed life insurer.

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